<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<!--Generated by SWIFTStandards Workstation (build:R6.1.0.2) on 2009 Jan 
	08 17:30:53 -->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.002.02"
	xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.008.002.02"
	elementFormDefault="qualified">
	<xs:element name="Document" type="Document" />
	<xs:complexType name="AccountIdentificationSEPA">
		<xs:sequence>
			<xs:element name="IBAN" type="IBAN2007Identifier" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleTypeSEPA">
		<xs:restriction base="xs:decimal">
			<xs:minInclusive value="0.01" />
			<xs:maxInclusive value="999999999.99" />
			<xs:fractionDigits value="2" />
			<xs:totalDigits value="11" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="ActiveOrHistoricCurrencyAndAmountSEPA">
		<xs:simpleContent>
			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleTypeSEPA">
				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCodeEUR"
					use="required" />
			</xs:extension>
		</xs:simpleContent>
	</xs:complexType>
	<xs:simpleType name="ActiveOrHistoricCurrencyCodeEUR">
		<xs:restriction base="xs:string">
			<xs:enumeration value="EUR" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ActiveOrHistoricCurrencyCode">
		<xs:restriction base="xs:string">
			<xs:pattern value="[A-Z]{3,3}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="AmendmentInformationDetailsSDD">
		<xs:sequence>
			<xs:element name="OrgnlMndtId" type="RestrictedIdentificationSEPA2"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>Mandatory if changes occur in ‘Mandate
						Identification’, otherwise not to be used.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="OrgnlCdtrSchmeId" type="PartyIdentificationSEPA4"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>Mandatory if changes occur in 'Creditor Scheme
						Identification', otherwise not to be used.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="OrgnlDbtrAcct" type="CashAccountSEPA2"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>To be used only for changes of accounts within
						the same bank.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="OrgnlDbtrAgt"
				type="BranchAndFinancialInstitutionIdentificationSEPA2" minOccurs="0">
				<xs:annotation>
					<xs:documentation>To use 'Identification’ under 'Other' under
						'Financial Institution Identifier with code ‘SMNDA’ to indicate
						same mandate with new Debtor Agent. To be used with the ‘FRST’
						indicator in the ‘Sequence Type’.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="AnyBICIdentifier">
		<xs:restriction base="xs:string">
			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="BICIdentifier">
		<xs:restriction base="xs:string">
			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="BatchBookingIndicator">
		<xs:restriction base="xs:boolean" />
	</xs:simpleType>
	<xs:complexType name="BranchAndFinancialInstitutionIdentificationSEPA1">
		<xs:sequence>
			<xs:element name="FinInstnId" type="FinancialInstitutionIdentificationSEPA1" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="BranchAndFinancialInstitutionIdentificationSEPA2">
		<xs:sequence>
			<xs:element name="FinInstnId" type="FinancialInstitutionIdentificationSEPA2" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CashAccountSEPA1">
		<xs:sequence>
			<xs:element name="Id" type="AccountIdentificationSEPA" />
			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode"
				minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CashAccountSEPA2">
		<xs:sequence>
			<xs:element name="Id" type="AccountIdentificationSEPA" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CategoryPurposeSEPA">
		<xs:sequence>
			<xs:element name="Cd" type="ExternalCategoryPurpose1Code" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="ChargeBearerTypeSEPACode">
		<xs:restriction base="xs:string">
			<xs:enumeration value="SLEV" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="CountryCode">
		<xs:restriction base="xs:string">
			<xs:pattern value="[A-Z]{2,2}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="CreditorReferenceInformationSEPA1">
		<xs:sequence>
			<xs:element name="Tp" type="CreditorReferenceTypeSEPA" />
			<xs:element name="Ref" type="Max35Text">
				<xs:annotation>
					<xs:documentation>If a Creditor Reference contains a check digit,
						the receiving bank is not required to validate this.
						If the receiving bank validates the check digit and if this
						validation fails, the bank may continue its processing and send
						the transaction to the next party in the chain.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CreditorReferenceTypeSEPA">
		<xs:sequence>
			<xs:element name="CdOrPrtry" type="CreditorReferenceTypeCodeSEPA" />
			<xs:element name="Issr" type="Max35Text" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CreditorReferenceTypeCodeSEPA">
		<xs:sequence>
			<xs:element name="Cd" type="DocumentType3CodeSEPA" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="CustomerDirectDebitInitiationV02">
		<xs:sequence>
			<xs:element name="GrpHdr" type="GroupHeaderSDD" />
			<xs:element name="PmtInf" type="PaymentInstructionInformationSDD"
				maxOccurs="unbounded" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="DateAndPlaceOfBirth">
		<xs:sequence>
			<xs:element name="BirthDt" type="ISODate" />
			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0" />
			<xs:element name="CityOfBirth" type="Max35Text" />
			<xs:element name="CtryOfBirth" type="CountryCode" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="DecimalNumber">
		<xs:restriction base="xs:decimal">
			<xs:fractionDigits value="17" />
			<xs:totalDigits value="18" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="DirectDebitTransactionSDD">
		<xs:sequence>
			<xs:element name="MndtRltdInf" type="MandateRelatedInformationSDD" />
			<xs:element name="CdtrSchmeId" type="PartyIdentificationSEPA3"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>It is recommended that all transactions within
						the same ‘Payment Information’ block have the same ‘Creditor
						Scheme Identification’.
						This data element must be present at either ‘Payment Information’ or
						‘Direct Debit
						Transaction’ level.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="DirectDebitTransactionInformationSDD">
		<xs:sequence>
			<xs:element name="PmtId" type="PaymentIdentificationSEPA" />
			<xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmountSEPA" />
			<xs:element name="ChrgBr" type="ChargeBearerTypeSEPACode"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>It is recommended that this element be specified
						at ‘Payment Information’ level.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="DrctDbtTx" type="DirectDebitTransactionSDD" />
			<xs:element name="UltmtCdtr" type="PartyIdentificationSEPA1"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>This data element may be present either at
						‘Payment Information’ or at ‘Direct Debit Transaction Information’
						level.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="DbtrAgt"
				type="BranchAndFinancialInstitutionIdentificationSEPA1" />
			<xs:element name="Dbtr" type="PartyIdentificationSEPA2" />
			<xs:element name="DbtrAcct" type="CashAccountSEPA2" />
			<xs:element name="UltmtDbtr" type="PartyIdentificationSEPA1"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>Mandatory if provided by the debtor in the
						mandate.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="Purp" type="PurposeSEPA" minOccurs="0" />
			<xs:element name="RmtInf" type="RemittanceInformationSEPA1Choice"
				minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="Document">
		<xs:sequence>
			<xs:element name="CstmrDrctDbtInitn" type="CustomerDirectDebitInitiationV02" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="DocumentType3CodeSEPA">
		<xs:restriction base="xs:string">
			<xs:enumeration value="SCOR" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ExternalCategoryPurpose1Code">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="4" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="LocalInstrumentSEPACode">
		<xs:restriction base="xs:string">
			<xs:enumeration value="CORE" />
			<xs:enumeration value="B2B" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ExternalOrganisationIdentification1Code">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="4" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ExternalPersonIdentification1Code">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="4" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ExternalPurpose1Code">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="4" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ServiceLevelSEPACode">
		<xs:restriction base="xs:string">
			<xs:enumeration value="SEPA" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="FinancialInstitutionIdentificationSEPA1">
		<xs:sequence>
			<xs:element name="BIC" type="BICIdentifier" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="FinancialInstitutionIdentificationSEPA2">
		<xs:sequence>
			<xs:element name="Othr" type="RestrictedFinancialIdentificationSEPA" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="RestrictedFinancialIdentificationSEPA">
		<xs:sequence>
			<xs:element name="Id" type="RestrictedSMNDACode" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="RestrictedSMNDACode">
		<xs:restriction base="xs:string">
			<xs:enumeration value="SMNDA" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="GenericOrganisationIdentification1">
		<xs:sequence>
			<xs:element name="Id" type="Max35Text" />
			<xs:element name="SchmeNm"
				type="OrganisationIdentificationSchemeName1Choice" minOccurs="0" />
			<xs:element name="Issr" type="Max35Text" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="GenericPersonIdentification1">
		<xs:sequence>
			<xs:element name="Id" type="Max35Text" />
			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice"
				minOccurs="0" />
			<xs:element name="Issr" type="Max35Text" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="RestrictedPersonIdentificationSEPA">
		<xs:sequence>
			<xs:element name="Id" type="RestrictedPersonIdentifierSEPA" />
			<xs:element name="SchmeNm"
				type="RestrictedPersonIdentificationSchemeNameSEPA" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="RestrictedPersonIdentifierSEPA">
		<xs:restriction base="xs:string">
			<xs:pattern
				value="[a-zA-Z]{2,2}[0-9]{2,2}([A-Za-z0-9]|[\+|\?|/|\-|:|\(|\)|\.|,|']){3,3}([A-Za-z0-9]|[\+|\?|/|\-|:|\(|\)|\.|,|']){1,28}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="GroupHeaderSDD">
		<xs:sequence>
			<xs:element name="MsgId" type="RestrictedIdentificationSEPA1" />
			<xs:element name="CreDtTm" type="ISODateTime" />
			<xs:element name="NbOfTxs" type="Max15NumericText" />
			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0" />
			<xs:element name="InitgPty" type="PartyIdentificationSEPA1" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="IBAN2007Identifier">
		<xs:restriction base="xs:string">
			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="ISODate">
		<xs:restriction base="xs:date" />
	</xs:simpleType>
	<xs:simpleType name="ISODateTime">
		<xs:restriction base="xs:dateTime" />
	</xs:simpleType>
	<xs:complexType name="LocalInstrumentSEPA">
		<xs:sequence>
			<xs:element name="Cd" type="LocalInstrumentSEPACode" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="MandateRelatedInformationSDD">
		<xs:sequence>
			<xs:element name="MndtId" type="RestrictedIdentificationSEPA2" />
			<xs:element name="DtOfSgntr" type="ISODate" />
			<xs:element name="AmdmntInd" type="TrueFalseIndicator"
				minOccurs="0" />
			<xs:element name="AmdmntInfDtls" type="AmendmentInformationDetailsSDD"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>Mandatory if 'Amendment Indicator' is 'TRUE'
						The reason code from the Rulebook is indicated using one of the
						following message subelements.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="ElctrncSgntr" type="Max1025Text"
				minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="Max1025Text">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="1025" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="Max140Text">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="140" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="Max15NumericText">
		<xs:restriction base="xs:string">
			<xs:pattern value="[0-9]{1,15}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="Max35Text">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="35" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="Max70Text">
		<xs:restriction base="xs:string">
			<xs:minLength value="1" />
			<xs:maxLength value="70" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="OrganisationIdentificationSEPAChoice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="BICOrBEI" type="AnyBICIdentifier" />
				<xs:element name="Othr" type="GenericOrganisationIdentification1" />
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="Cd"
					type="ExternalOrganisationIdentification1Code" />
				<xs:element name="Prtry" type="Max35Text" />
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartySEPAChoice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="OrgId" type="OrganisationIdentificationSEPAChoice">
					<xs:annotation>
						<xs:documentation>Either ‘BIC or BEI’ or one
							occurrence of ‘Other’ is allowed.</xs:documentation>
					</xs:annotation>
				</xs:element>
				<xs:element name="PrvtId" type="PersonIdentificationSEPA1Choice">
					<xs:annotation>
						<xs:documentation>Either ‘Date and Place of Birth’ or one
							occurrence of ‘Other’ is allowed</xs:documentation>
					</xs:annotation>
				</xs:element>
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartySEPA2">
		<xs:sequence>
			<xs:element name="PrvtId" type="PersonIdentificationSEPA2">
				<xs:annotation>
					<xs:documentation>Private Identification is used to identify either
						an organisation or a private
						person.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartyIdentificationSEPA1">
		<xs:sequence>
			<xs:element name="Nm" type="Max70Text" minOccurs="0">
				<xs:annotation>
					<xs:documentation>‘Name’ is limited to 70 characters in length.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="Id" type="PartySEPAChoice" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartyIdentificationSEPA2">
		<xs:sequence>
			<xs:element name="Nm" type="Max70Text">
				<xs:annotation>
					<xs:documentation>‘Name’ is limited to 70 characters in length.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="PstlAdr" type="PostalAddressSEPA"
				minOccurs="0" />
			<xs:element name="Id" type="PartySEPAChoice" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartyIdentificationSEPA3">
		<xs:sequence>
			<xs:element name="Id" type="PartySEPA2" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartyIdentificationSEPA4">
		<xs:sequence>
			<xs:element name="Nm" type="Max70Text" minOccurs="0">
				<xs:annotation>
					<xs:documentation>If present the new’ Name’ must be specified under
						‘Creditor’. ‘Name’ is limited to 70 characters in length.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="Id" type="PartySEPA2" minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PartyIdentificationSEPA5">
		<xs:sequence>
			<xs:element name="Nm" type="Max70Text">
				<xs:annotation>
					<xs:documentation>‘Name’ is limited to 70 characters in length.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="PstlAdr" type="PostalAddressSEPA"
				minOccurs="0" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PaymentIdentificationSEPA">
		<xs:sequence>
			<xs:element name="InstrId" type="RestrictedIdentificationSEPA1"
				minOccurs="0" />
			<xs:element name="EndToEndId" type="RestrictedIdentificationSEPA1" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PaymentInstructionInformationSDD">
		<xs:sequence>
			<xs:element name="PmtInfId" type="RestrictedIdentificationSEPA1" />
			<xs:element name="PmtMtd" type="PaymentMethod2Code" />
			<xs:element name="BtchBookg" type="BatchBookingIndicator"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>If present and contains ‘true’, batch booking is
						requested. If present and contains ‘false’, booking per
						transaction is requested. If element is not present, pre-agreed
						customer-to-bank conditions apply.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="NbOfTxs" type="Max15NumericText"
				minOccurs="0" />
			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0" />
			<xs:element name="PmtTpInf" type="PaymentTypeInformationSDD" />
			<xs:element name="ReqdColltnDt" type="ISODate" />
			<xs:element name="Cdtr" type="PartyIdentificationSEPA5" />
			<xs:element name="CdtrAcct" type="CashAccountSEPA1" />
			<xs:element name="CdtrAgt"
				type="BranchAndFinancialInstitutionIdentificationSEPA1" />
			<xs:element name="UltmtCdtr" type="PartyIdentificationSEPA1"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>This data element may be present either at
						‘Payment Information’ or at ‘Direct Debit Transaction Information’
						level.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="ChrgBr" type="ChargeBearerTypeSEPACode"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>It is recommended that this element be specified
						at ‘Payment Information’ level.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="CdtrSchmeId" type="PartyIdentificationSEPA3"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>It is recommended that all transactions within
						the same ‘Payment Information’ block have the same ‘Creditor
						Scheme Identification’.
						This data element must be present at either ‘Payment Information’ or
						‘Direct Debit
						Transaction’ level.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="DrctDbtTxInf" type="DirectDebitTransactionInformationSDD"
				maxOccurs="unbounded" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="PaymentMethod2Code">
		<xs:restriction base="xs:string">
			<xs:enumeration value="DD" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="PaymentTypeInformationSDD">
		<xs:sequence>
			<xs:element name="SvcLvl" type="ServiceLevelSEPA" />
			<xs:element name="LclInstrm" type="LocalInstrumentSEPA">
				<xs:annotation>
					<xs:documentation>Only ‘B2B’ or 'CORE' is allowed. The mixing of
						Core Direct Debits and B2B Direct Debits is not allowed in the
						same message.</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="SeqTp" type="SequenceType1Code">
				<xs:annotation>
					<xs:documentation>If 'Amendment Indicator' is 'true' and 'Original
						Debtor Agent' is set to 'SMNDA' this message element must indicate
						'FRST'</xs:documentation>
				</xs:annotation>
			</xs:element>
			<xs:element name="CtgyPurp" type="CategoryPurposeSEPA"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>Depending on the agreemtor Bank, ‘Category Purpose’ may be forwarded to the
						Debtor Bank.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PersonIdentificationSEPA1Choice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" />
				<xs:element name="Othr" type="GenericPersonIdentification1" />
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PersonIdentificationSEPA2">
		<xs:sequence>
			<xs:element name="Othr" type="RestrictedPersonIdentificationSEPA">
				<xs:annotation>
					<xs:documentation>Only one occurrence of ‘Other’ is allowed, and no
						other sub-elements are allowed.
						Identification must be used with an identifier described in General Message
						Element Specifications, Chapter 1.5.2 of the Implementation Guide.
						Scheme Name’ under ‘Other’ must specify ‘SEPA’ under ‘Proprietary</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PersonIdentificationSchemeName1Choice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="Cd" type="ExternalPersonIdentification1Code" />
				<xs:element name="Prtry" type="Max35Text" />
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="RestrictedPersonIdentificationSchemeNameSEPA">
		<xs:sequence>
			<xs:element name="Prtry" type="IdentificationSchemeNameSEPA" />
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="IdentificationSchemeNameSEPA">
		<xs:restriction base="xs:string">
			<xs:enumeration value="SEPA" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="PostalAddressSEPA">
		<xs:sequence>
			<xs:element name="Ctry" type="CountryCode" minOccurs="0" />
			<xs:element name="AdrLine" type="Max70Text" minOccurs="0"
				maxOccurs="2" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="PurposeSEPA">
		<xs:sequence>
			<xs:element name="Cd" type="ExternalPurpose1Code">
				<xs:annotation>
					<xs:documentation>Only codes from the ISO 20022 ExternalPurposeCode
						list are allowed.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="RemittanceInformationSEPA1Choice">
		<xs:sequence>
			<xs:choice>
				<xs:element name="Ustrd" type="Max140Text" />
				<xs:element name="Strd" type="StructuredRemittanceInformationSEPA1" />
			</xs:choice>
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="SequenceType1Code">
		<xs:restriction base="xs:string">
			<xs:enumeration value="FRST" />
			<xs:enumeration value="RCUR" />
			<xs:enumeration value="FNAL" />
			<xs:enumeration value="OOFF" />
		</xs:restriction>
	</xs:simpleType>
	<xs:complexType name="ServiceLevelSEPA">
		<xs:sequence>
			<xs:element name="Cd" type="ServiceLevelSEPACode" />
		</xs:sequence>
	</xs:complexType>
	<xs:complexType name="StructuredRemittanceInformationSEPA1">
		<xs:sequence>
			<xs:element name="CdtrRefInf" type="CreditorReferenceInformationSEPA1"
				minOccurs="0">
				<xs:annotation>
					<xs:documentation>When present, the receiving bank is not obliged
						to validate the reference information.</xs:documentation>
				</xs:annotation>
			</xs:element>
		</xs:sequence>
	</xs:complexType>
	<xs:simpleType name="TrueFalseIndicator">
		<xs:restriction base="xs:boolean" />
	</xs:simpleType>
	<xs:simpleType name="RestrictedIdentificationSEPA1">
		<xs:restriction base="xs:string">
			<xs:pattern value="([A-Za-z0-9]|[\+|\?|/|\-|:|\(|\)|\.|,|'| ]){1,35}" />
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="RestrictedIdentificationSEPA2">
		<xs:restriction base="xs:string">
			<xs:pattern value="([A-Za-z0-9]|[\+|\?|/|\-|:|\(|\)|\.|,|']){1,35}" />
		</xs:restriction>
	</xs:simpleType>
</xs:schema>